Frequently Asked Questions

Accu Rate Mortgage Express, Inc. specializes in helping homeowners — even those with less than perfect credit — tap their home equity to get cash, consolidate bills, and lower monthly payments.

Common Questions:


Can I start my application over the phone?

What are my chances of getting approved?

What affects interest rates?

Where is Accu Rate Mortgage Express, Inc. located?

Does Accu Rate Mortgage Express, Inc. charge an application fee?

Will I have out-of-pocket costs?

What types of loan programs does Accu Rate Mortgage Express, Inc. Offer?

Can I refinance without owning property?

Is my personal information secure?

If you have questions, we want to help you get informed. To speak to a Home Loan Advisor, please call 1-708-484-4900, to see our informative question and answer section below.
 


 

 

Can I start my application over the phone?
Yes, we make applying for a home loan easy! Call us now at 1-708-484-4900. Loan counselors are available to help you reach your financial goals.

What are my chances of getting approved?
At Accu Rate Mortgage Express, Inc. we love to say "yes" ... 4 out of 5 applicants are approved. To speak to a Home Loan Advisor about your individual situation, call us now at 1-708-484-4900.

What affects interest rates?
Many components affect the home loan interest rates available. Factors influencing the rate environment include domestic and world economic environments, your credit history, and the amount of equity in your home or property. For more information, call us at 1-708-484-4900.

Where is Accu Rate Mortgage Express, Inc. located?
 
Accu Rate Mortgage Express, Inc is located in Berwyn, IL. To obtain driving directions from your location to ours, click on the link above.

Does Accu Rate Mortgage Express, Inc. charge an application fee?
There is no application fee. However, there are fees incurred during the application process -- often called "third-party fees" -- which are collected to pay for services provided by outside parties. An appraiser, for example, charges an appraisal fee to determine the value of the property.

Will I have out of pocket costs?
Qualified borrowers can roll refinance costs into the mortgage and eliminate out-of-pocket expenses. When you purchase or refinance a home, however, there will be some necessary charges to cover certain costs. Click the link above to review closing cost guide, or call us at 1-708-484-4900.

What types of loan programs does Accu Rate Mortgage Express, Inc. Offer?
We offer a variety of home loan programs, including cash-out refinancing* that allows qualified borrowers to obtain cash from their home's equity for any purpose such as buying a car, medical expenses, vacations, remodeling, or anything they wish!

Can I refinance without owning property?
To obtain a refinance mortgage loan, you must own property to secure a loan.

Is my personal information secure?
At Accu Rate Mortgage Express, Inc. we maintain stringent security standards to ensure that your private data remains safe. We use advanced data encryption and storage technology to protect your sensitive personal information, and we are proud members of recognized online privacy and security organizations such as GeoTrust® Corporation, and The Paperless Office™.

If you would like to speak to a Home Loan Advisor regarding your situation, call us at 1-708-484-4900, now to explore your loan options. Accu Rate Mortgage Express, Inc. welcomes the opportunity to serve your home financing needs!

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